Charles Kluck
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Location: Miami Shores, FL
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Phone: 305-756-3711
- Cell Phone: 305-588-2693
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Email me: CLOAKING
Charles Kluck serves as Senior Mortgage Advisor with Preferred Mortgage Lender in Miami Shores. He is a traditional and reverse finance expert. For over 30 years, Charlie has been helping Floridians with what we often call "forward mortgages", and he now helps seniors solve their problems as well. We call upon his expertise daily to help with title issues and other operational roadblocks to keep you on your way to a smooth and efficient experience with Value Financial. He is well versed in purchase money, reverse mortgages, and commercial lending. Charlie is also a Registered Financial Planner. Charlie is the company's interview point for loan officer candidates. Charlie graduated from the University of Miami, and lives with his wife, Georgee, in Miami Shores. He is the skipper of the vessel "Double Trouble".
Why Choose Charlie Kluck and Preferred Mortgage Lenders?
This winning combination has over 100's of years of mortgage experience and can help you select the best program for your mortgage needs.
Your mortgage may be one of the most important investments you will make. Experience and integrity are vital when making this decision. Choose your mortgage professional wisely.
My Code of Ethics and Business Practice Guidelines-
Code of Ethics
Conduct business in a manner reflecting honesty, honor and integrity
Conduct business in a professional manner
Endeavor to be accurate in all advertisements and solicitations
Avoid unauthorized disclosure of confidential information
Conduct business in compliance with all applicable laws and regulations
Disclose any equity or financial interest he or she may have in the collateral being offered to secure a loan
My Business Practice Guidelines
Discuss and explain financing program options
Inform borrowers of lock-in options
Explain all documents of the loan application
Explain all associated costs of the loan application
Explain the disbursement of all loan applications
Explain the loan process, from application to close
Charge rates and fees that do not vary based on race, color, religion, national origin, gender, marital status, age, receipt of income from public assistance programs, or good-faith exercise of rights under consumer finance laws
Communication with borrowers throughout the loan process in a timely manner
Commit to be the borrower's financing resource before, during and after the transaction
