LoanCharlie.com

Single Family

Primary Residence, Second Home & Investment properties
Purchase & Rate and Term Refinance
Loans $100,000+ @ 70% LTV
Minimum Purchases of $143,000+
Refinance/Cash-out max @ 50% LTV **
Solid reserves required
(24 months of PITI - Housing Payments)

** Unless closed within 90 days of purchase date

Condo / Townhouse

Primary Residence, Second Home & Investment properties
Unit Owners must have control of HOA
Loans $100,000+ @ 70% LTV
Refinance/Cash-out max @ 50% LTV **

** Unless clsoed within 90 days of purchase date

Solid reserves required
(24 months of PITI - Housing Payments)

** NEW CONDOMINIUM BUILDINGS & PUD PROJECTS WILL BE CONSIDERED ON A CASE BY CASE, BUILDING BY BUILDING BASIS. NEW CONDO BUILDINGS MUST BE 60% SOLD & CLOSED, CONDO QUESTIONNAIRES REQUIRED

2 to 4 MultiFamily

Primary Residence, Second Home & Investment properties
Purchase & Rate and Term Refinance
Loans $100,000+ @ 70% LTV
Minimum Purchases of $143,000+
Refinance/Cash-out max @ 50% LTV **
Solid reserves required
(24 months of PITI - Housing Payments)

** Unless closed within 90 days of purchase date